/* ==========================================================================
   Speedy Tax Return — Stylesheet
   Mobile-first, dependency-free CSS for a static business website.
   ========================================================================== */

/* ---------- Reset ---------- */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}

body,
h1, h2, h3, h4, p,
figure, blockquote, dl, dd, ul, ol {
  margin: 0;
}

ul[class], ol[class] {
  padding: 0;
  list-style: none;
}

img, picture, svg {
  max-width: 100%;
  display: block;
}

input, button, textarea, select {
  font: inherit;
  color: inherit;
}

button {
  cursor: pointer;
}

a {
  color: inherit;
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* ---------- Design Tokens ---------- */
:root {
  /* Colors */
  --color-navy-900: #0c1a28;
  --color-navy-800: #13283b;
  --color-navy-700: #1b3650;
  --color-primary: #0096dc;
  --color-brand: #0096dc;
  --color-brand-bright: #4fc0f0;
  --color-accent: #0070a8;
  --color-accent-dark: #005f8f;
  --color-accent-light: #e6f5fc;
  --color-gold: #b98a2e;
  --color-bg: #ffffff;
  --color-bg-alt: #f5f9fc;
  --color-bg-navy: #0c1a28;
  --color-text: #1a222b;
  --color-text-muted: #54606b;
  --color-text-inverse: #f4f7fa;
  --color-border: #e1e6ea;
  --color-border-strong: #c9d2d9;
  --color-danger: #b3261e;
  --color-danger-bg: #fdecea;
  --color-success: #146c43;
  --color-success-bg: #e8f4ee;
  --color-focus: #0096dc;

  /* Typography */
  --font-base: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --font-size-base: 1rem;
  --line-height-base: 1.6;

  /* Layout */
  --container-max: 1180px;
  --container-pad: 1.25rem;
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --shadow-sm: 0 1px 3px rgba(12, 26, 40, 0.08);
  --shadow-md: 0 6px 20px rgba(12, 26, 40, 0.10);
  --shadow-lg: 0 14px 40px rgba(12, 26, 40, 0.14);
  --header-height: 84px;
}

/* ---------- Base ---------- */
body {
  font-family: var(--font-base);
  font-size: var(--font-size-base);
  line-height: var(--line-height-base);
  color: var(--color-text);
  background-color: var(--color-bg);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: var(--font-base);
  color: var(--color-navy-900);
  line-height: 1.2;
  font-weight: 700;
  letter-spacing: -0.01em;
}

h1 { font-size: clamp(2rem, 4.5vw, 3rem); }
h2 { font-size: clamp(1.6rem, 3.2vw, 2.25rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.5rem); }
h4 { font-size: 1.1rem; }

p {
  color: var(--color-text);
}

.lede {
  font-size: 1.15rem;
  color: var(--color-text-muted);
}

a {
  text-decoration: none;
}

.text-link {
  color: var(--color-accent-dark);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.text-link:hover,
.text-link:focus-visible {
  color: var(--color-navy-900);
}

:focus-visible {
  outline: 3px solid var(--color-focus);
  outline-offset: 2px;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--color-navy-900);
  color: #fff;
  padding: 0.85rem 1.25rem;
  z-index: 1000;
  border-radius: 0 0 var(--radius-sm) 0;
  font-weight: 600;
}

.skip-link:focus {
  left: 0;
}

/* ---------- Layout Helpers ---------- */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-pad);
}

.section {
  padding-block: clamp(3rem, 6vw, 5.5rem);
}

.section-alt {
  background-color: var(--color-bg-alt);
}

.section-navy {
  background-color: var(--color-bg-navy);
  color: var(--color-text-inverse);
}

.section-navy h2,
.section-navy h3 {
  color: #ffffff;
}

.section-navy p {
  color: #cfdae4;
}

.section-header {
  max-width: 760px;
  margin-bottom: clamp(2rem, 4vw, 3rem);
}

.section-header.center {
  margin-inline: auto;
  text-align: center;
}

.eyebrow {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-accent-dark);
  margin-bottom: 0.75rem;
}

.section-navy .eyebrow {
  color: var(--color-brand-bright);
}

.grid {
  display: grid;
  gap: 1.75rem;
}

@media (min-width: 640px) {
  .grid-2 { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 860px) {
  .grid-3 { grid-template-columns: repeat(3, 1fr); }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 1080px) {
  .grid-4 { grid-template-columns: repeat(4, 1fr); }
}

.grid-align-center {
  align-items: center;
}

.grid-gap-lg {
  gap: 3rem;
}

.faq-list-centered {
  margin-inline: auto;
}

.hero-panel-elevated {
  box-shadow: var(--shadow-md);
}

.visually-hidden {
  position: absolute !important;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.85rem 1.6rem;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 1rem;
  border: 2px solid transparent;
  transition: background-color 0.15s ease, color 0.15s ease, border-color 0.15s ease, transform 0.05s ease;
  min-height: 48px;
  line-height: 1.2;
}

.btn:active {
  transform: translateY(1px);
}

.btn-primary {
  background-color: var(--color-accent);
  color: #ffffff;
}

.btn-primary:hover,
.btn-primary:focus-visible {
  background-color: var(--color-accent-dark);
  color: #ffffff;
}

.btn-secondary {
  background-color: transparent;
  color: var(--color-navy-900);
  border-color: var(--color-navy-900);
}

.btn-secondary:hover,
.btn-secondary:focus-visible {
  background-color: var(--color-navy-900);
  color: #ffffff;
}

.btn-on-navy {
  background-color: #ffffff;
  color: var(--color-navy-900);
}

.btn-on-navy:hover,
.btn-on-navy:focus-visible {
  background-color: var(--color-brand);
  color: var(--color-navy-900);
}

.btn-outline-on-navy {
  background-color: transparent;
  color: #ffffff;
  border-color: rgba(255,255,255,0.6);
}

.btn-outline-on-navy:hover,
.btn-outline-on-navy:focus-visible {
  background-color: rgba(255,255,255,0.12);
  border-color: #ffffff;
}

.btn-block {
  width: 100%;
}

.btn-lg {
  padding: 1rem 2rem;
  font-size: 1.05rem;
}

/* ---------- Logo ---------- */
.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-weight: 800;
  color: var(--color-navy-900);
  line-height: 1;
}

.brand img {
  height: 40px;
  width: auto;
}

@media (min-width: 480px) {
  .brand img {
    height: 52px;
  }
}


.brand-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 9px;
  background: linear-gradient(160deg, var(--color-accent), var(--color-navy-800));
  color: #fff;
  font-size: 1.05rem;
  font-weight: 800;
  flex-shrink: 0;
}

.brand-text {
  display: flex;
  flex-direction: column;
  line-height: 1.05;
}

.brand-text .brand-name {
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--color-navy-900);
  white-space: nowrap;
}

.brand-text .brand-suffix {
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.09em;
  color: var(--color-accent-dark);
  text-transform: uppercase;
}

/* ---------- Header / Nav ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 500;
  background-color: rgba(255,255,255,0.97);
  border-bottom: 1px solid var(--color-border);
  backdrop-filter: saturate(180%) blur(6px);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: var(--header-height);
  gap: 1rem;
}

.main-nav {
  display: none;
}

.main-nav ul {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  list-style: none;
  padding: 0;
  margin: 0;
}

.main-nav a {
  white-space: nowrap;
  font-weight: 600;
  color: var(--color-navy-900);
  padding: 0.4rem 0.1rem;
  border-bottom: 2px solid transparent;
}

.main-nav a:hover,
.main-nav a:focus-visible,
.main-nav a[aria-current="page"] {
  border-bottom-color: var(--color-brand);
  color: var(--color-accent-dark);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.header-cta {
  display: none;
  white-space: nowrap;
}

.nav-toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  background: transparent;
  border: 1px solid var(--color-border-strong);
  border-radius: var(--radius-sm);
}

.nav-toggle-bars {
  position: relative;
  width: 20px;
  height: 2px;
  background: var(--color-navy-900);
}

.nav-toggle-bars::before,
.nav-toggle-bars::after {
  content: "";
  position: absolute;
  left: 0;
  width: 20px;
  height: 2px;
  background: var(--color-navy-900);
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.nav-toggle-bars::before { top: -6px; }
.nav-toggle-bars::after { top: 6px; }

.nav-toggle[aria-expanded="true"] .nav-toggle-bars {
  background: transparent;
}

.nav-toggle[aria-expanded="true"] .nav-toggle-bars::before {
  transform: translateY(6px) rotate(45deg);
}

.nav-toggle[aria-expanded="true"] .nav-toggle-bars::after {
  transform: translateY(-6px) rotate(-45deg);
}

.mobile-nav {
  display: none;
  border-top: 1px solid var(--color-border);
  background: #ffffff;
}

.mobile-nav.is-open {
  display: block;
}

.mobile-nav ul {
  display: flex;
  flex-direction: column;
  list-style: none;
  margin: 0;
  padding: 0.5rem var(--container-pad) 1.25rem;
}

.mobile-nav a {
  display: block;
  padding: 0.85rem 0.25rem;
  font-weight: 600;
  font-size: 1.05rem;
  color: var(--color-navy-900);
  border-bottom: 1px solid var(--color-border);
}

.mobile-nav .header-cta {
  display: block;
  margin: 0 var(--container-pad) 1.25rem;
}

@media (min-width: 1000px) {
  .main-nav { display: block; }
  .header-cta { display: inline-flex; }
  .nav-toggle { display: none; }
  .mobile-nav { display: none !important; }
}

/* ---------- Hero ---------- */
.hero {
  background-image: linear-gradient(100deg, rgba(8, 18, 28, 0.95) 0%, rgba(12, 26, 40, 0.88) 40%, rgba(0, 84, 128, 0.70) 100%), url("../images/hero-office-meeting.jpg");
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  color: #fff;
  padding-block: clamp(3rem, 8vw, 6rem);
}

.hero-grid {
  display: grid;
  gap: 2.5rem;
  align-items: center;
}

@media (min-width: 960px) {
  .hero-grid {
    grid-template-columns: 1.1fr 0.9fr;
  }
}

.hero h1 {
  color: #ffffff;
  margin-bottom: 1.1rem;
}

.hero p {
  color: #d6e2ec;
  font-size: 1.15rem;
  max-width: 55ch;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-top: 1.75rem;
}

.hero-actions-center {
  justify-content: center;
}

.hero-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.5rem;
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255,255,255,0.18);
}

.hero-badge {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.92rem;
  color: #cfdae4;
  font-weight: 600;
}

.hero-badge svg {
  flex-shrink: 0;
  color: var(--color-brand-bright);
}

.hero-panel {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  color: var(--color-text);
  box-shadow: var(--shadow-lg);
}

.hero-panel h2 {
  font-size: 1.3rem;
  margin-bottom: 0.5rem;
}

.hero-panel p {
  color: var(--color-text-muted);
  margin-bottom: 1.25rem;
}

.hero-panel ul {
  display: grid;
  gap: 0.65rem;
  margin-bottom: 1.5rem;
  list-style: none;
  padding: 0;
}

.hero-panel li {
  display: flex;
  gap: 0.6rem;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--color-navy-900);
}

.hero-panel li svg {
  color: var(--color-accent);
  flex-shrink: 0;
  margin-top: 2px;
}

/* ---------- Cards ---------- */
.card {
  background: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
}

/* Only stretch to equal height when the card is itself a grid item
   (e.g. service/value cards). A card nested inside a grid item
   (like a sidebar FAQ box inside an <aside>) must size to its content,
   not to the grid row's stretched height. */
.grid > .card {
  height: 100%;
}

.card-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: var(--radius-sm);
  background: var(--color-accent-light);
  color: var(--color-accent-dark);
  margin-bottom: 1.1rem;
  flex-shrink: 0;
}

.card h3 {
  margin-bottom: 0.6rem;
}

.card p {
  color: var(--color-text-muted);
  flex-grow: 1;
}

.card h2 {
  font-size: 1.2rem;
  margin-bottom: 0.5rem;
}

.card-points {
  margin-top: 1rem;
  padding-top: 1rem;
  border-top: 1px solid var(--color-border);
  display: grid;
  gap: 0.45rem;
  font-size: 0.92rem;
}

.card-points li {
  position: relative;
  padding-left: 1.5rem;
}

.card-points li::before {
  content: "";
  position: absolute;
  left: 0.15rem;
  top: 0.35em;
  width: 0.4rem;
  height: 0.7rem;
  border: solid var(--color-brand);
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}

.card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  margin-top: 1.1rem;
  font-weight: 700;
  color: var(--color-accent-dark);
}

.card-link:hover,
.card-link:focus-visible {
  color: var(--color-navy-900);
}

.card-link svg {
  transition: transform 0.15s ease;
}

.card-link:hover svg {
  transform: translateX(3px);
}

.card-bordered-top {
  border-top: 4px solid var(--color-brand);
}

/* ---------- Value / Feature List ---------- */
.value-item {
  display: flex;
  gap: 1rem;
}

.value-item .card-icon {
  margin-bottom: 0;
}

.value-item h3 {
  font-size: 1.1rem;
  margin-bottom: 0.4rem;
}

.value-item p {
  color: var(--color-text-muted);
  font-size: 0.97rem;
}

/* ---------- Services Overview Section ---------- */
.overview-layout {
  display: grid;
  gap: clamp(2rem, 4vw, 3rem);
}

.overview-intro .lede {
  margin-bottom: 1.5rem;
}

.overview-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: 1.75rem;
}

.overview-tags li {
  padding: 0.35rem 0.85rem;
  border: 1px solid var(--color-border-strong);
  border-radius: 999px;
  background: #ffffff;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-navy-900);
}

.overview-body {
  display: grid;
  gap: 1.75rem;
  align-content: start;
}

.overview-callout {
  display: flex;
  gap: 1.1rem;
  padding: 1.75rem;
  border-radius: var(--radius-lg);
  background: var(--color-bg-navy);
  color: var(--color-text-inverse);
  box-shadow: var(--shadow-md);
}

.overview-callout h3 {
  font-size: 1.25rem;
  color: #ffffff;
  margin-bottom: 0.6rem;
}

.overview-callout p {
  color: #cfdae4;
}

.overview-callout p + .overview-tags,
.overview-callout .overview-tags + p {
  margin-top: 1rem;
}

.overview-callout .overview-tags {
  margin-bottom: 0;
}

.overview-callout-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  border-radius: var(--radius-sm);
  background: rgba(79, 192, 240, 0.14);
  color: var(--color-brand-bright);
}

.overview-tags-solid li {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.22);
  color: #ffffff;
}

@media (min-width: 960px) {
  .overview-layout {
    grid-template-columns: 5fr 7fr;
    align-items: start;
  }

  .overview-intro {
    position: sticky;
    top: calc(var(--header-height) + 1.5rem);
  }
}

@media (max-width: 479px) {
  .overview-callout {
    flex-direction: column;
    padding: 1.4rem;
  }
}

/* ---------- Process Steps ---------- */
.process-list {
  display: grid;
  gap: 1.5rem;
}

@media (min-width: 860px) {
  .process-list {
    grid-template-columns: repeat(5, 1fr);
  }
}

.process-step {
  position: relative;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1.5rem 1.25rem;
  text-align: left;
}

.process-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--color-navy-900);
  color: #fff;
  font-weight: 800;
  margin-bottom: 0.9rem;
}

.process-step h3 {
  font-size: 1.02rem;
  margin-bottom: 0.4rem;
}

.process-step p {
  font-size: 0.92rem;
  color: var(--color-text-muted);
}

/* Three centered steps joined by a dotted line (Our Process, Speedy Partners) */
.process-list-simple {
  gap: 2.5rem 2rem;
  max-width: 980px;
  margin-inline: auto;
}

@media (min-width: 860px) {
  .process-list-simple {
    grid-template-columns: repeat(3, 1fr);
  }
}

.process-list-simple .process-step {
  background: none;
  border: 0;
  padding: 0;
  text-align: center;
}

.process-list-simple .process-number {
  position: relative;
  width: 56px;
  height: 56px;
  background: #fff;
  border: 2px solid var(--color-brand);
  color: var(--color-accent-dark);
  font-size: 1.35rem;
  margin-bottom: 1.1rem;
}

@media (min-width: 860px) {
  .process-list-simple .process-step + .process-step::before {
    content: "";
    position: absolute;
    top: 28px;
    right: calc(50% + 44px);
    width: calc(100% + 2rem - 88px);
    border-top: 2px dotted var(--color-border-strong);
  }
}

.process-list-simple .process-step h2,
.process-list-simple .process-step h3 {
  font-size: 1.15rem;
  margin-bottom: 0.4rem;
}

.process-list-simple .process-step p {
  font-size: 0.98rem;
  max-width: 26ch;
  margin-inline: auto;
}

/* ---------- FAQ (accordion) ---------- */
.faq-list {
  display: grid;
  gap: 0.85rem;
  max-width: 820px;
}

.faq-item {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  background: #fff;
  overflow: hidden;
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.1rem 1.35rem;
  background: transparent;
  border: none;
  text-align: left;
  font-weight: 700;
  font-size: 1rem;
  color: var(--color-navy-900);
}

.faq-icon {
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  position: relative;
}

.faq-icon::before,
.faq-icon::after {
  content: "";
  position: absolute;
  background: var(--color-accent-dark);
  transition: transform 0.2s ease;
}

.faq-icon::before {
  top: 50%; left: 0;
  width: 100%; height: 2px;
  transform: translateY(-50%);
}

.faq-icon::after {
  left: 50%; top: 0;
  height: 100%; width: 2px;
  transform: translateX(-50%);
}

.faq-question[aria-expanded="true"] .faq-icon::after {
  transform: translateX(-50%) scaleY(0);
}

.faq-answer {
  padding: 0 1.35rem 1.25rem;
  color: var(--color-text-muted);
}

.faq-answer[hidden] {
  display: none;
}

/* ---------- CTA Band ---------- */
.cta-band {
  background: linear-gradient(135deg, var(--color-accent) 0%, var(--color-accent-dark) 100%);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: clamp(2rem, 5vw, 3.25rem);
  text-align: center;
}

.cta-band h2 {
  color: #fff;
  margin-bottom: 0.75rem;
}

.cta-band p {
  color: #e2f3fc;
  max-width: 60ch;
  margin-inline: auto;
  margin-bottom: 1.75rem;
}

.cta-band .btn-group {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  justify-content: center;
}

/* ---------- Breadcrumb / Page header ---------- */
.page-header {
  background: var(--color-bg-navy);
  color: #fff;
  padding-block: clamp(2.5rem, 5vw, 3.75rem);
}

.page-header h1 {
  color: #fff;
  margin-bottom: 0.75rem;
}

.page-header p {
  color: #cfdae4;
  max-width: 65ch;
  font-size: 1.05rem;
}

.breadcrumb {
  font-size: 0.85rem;
  color: #a9bccb;
  margin-bottom: 1rem;
}

.breadcrumb a {
  color: #dbe7f0;
  text-decoration: underline;
}

/* ---------- Content Figures (photography on content pages) ---------- */
.content-figure {
  margin: 0 0 2rem;
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.content-figure img {
  width: 100%;
  height: auto;
  display: block;
}

.content-figure figcaption {
  padding: 0.65rem 1rem;
  font-size: 0.82rem;
  color: var(--color-text-muted);
  background: var(--color-bg-alt);
  border-top: 1px solid var(--color-border);
}

/* ---------- Prose (legal pages, content-heavy sections) ---------- */
.prose {
  max-width: 820px;
}

.prose h2 {
  margin-top: 2.5rem;
  margin-bottom: 0.9rem;
}

.prose h2:first-child {
  margin-top: 0;
}

.prose h3 {
  margin-top: 1.75rem;
  margin-bottom: 0.6rem;
}

.prose p {
  margin-bottom: 1rem;
  color: var(--color-text);
}

.prose ul,
.prose ol {
  margin-bottom: 1.1rem;
  padding-left: 1.4rem;
}

.prose ul { list-style: disc; }
.prose ol { list-style: decimal; }

.prose li {
  margin-bottom: 0.5rem;
}

.prose .placeholder {
  background: #fff4d6;
  color: #7a5a00;
  padding: 0.05rem 0.4rem;
  border-radius: 4px;
  font-weight: 700;
  font-size: 0.95em;
}

.callout {
  border: 1px solid var(--color-border);
  border-left: 4px solid var(--color-accent);
  background: var(--color-bg-alt);
  border-radius: var(--radius-sm);
  padding: 1.1rem 1.35rem;
  margin: 1.5rem 0;
}

.callout p:last-child {
  margin-bottom: 0;
}

.callout-warning {
  border-left-color: var(--color-gold);
}

.legal-toc {
  background: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1.5rem 1.75rem;
  margin-bottom: 2.5rem;
}

.legal-toc h2 {
  font-size: 1.1rem;
  margin-bottom: 0.75rem;
}

.legal-toc ol {
  padding-left: 1.2rem;
  columns: 1;
}

@media (min-width: 640px) {
  .legal-toc ol { columns: 2; column-gap: 2rem; }
}

.legal-toc a {
  color: var(--color-accent-dark);
  text-decoration: underline;
}

/* ---------- Forms ---------- */
.form-grid {
  display: grid;
  gap: 1.25rem;
}

@media (min-width: 640px) {
  .form-row-2 {
    grid-template-columns: 1fr 1fr;
  }
}

.form-field {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.form-field label {
  font-weight: 700;
  font-size: 0.92rem;
  color: var(--color-navy-900);
}

.form-field .optional {
  font-weight: 400;
  color: var(--color-text-muted);
}

.form-field input,
.form-field select,
.form-field textarea {
  padding: 0.8rem 0.9rem;
  border: 1.5px solid var(--color-border-strong);
  border-radius: var(--radius-sm);
  background: #fff;
  font-size: 1rem;
  min-height: 48px;
}

.form-field textarea {
  min-height: 140px;
  resize: vertical;
}

.form-field input:focus-visible,
.form-field select:focus-visible,
.form-field textarea:focus-visible {
  border-color: var(--color-accent);
}

.form-field input[aria-invalid="true"],
.form-field select[aria-invalid="true"],
.form-field textarea[aria-invalid="true"] {
  border-color: var(--color-danger);
}

.field-error {
  font-size: 0.85rem;
  color: var(--color-danger);
  min-height: 1.1em;
}

.form-consent {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  padding: 1.1rem 1.25rem;
  background: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
}

.form-consent input[type="checkbox"] {
  width: 20px;
  height: 20px;
  min-height: 20px;
  flex-shrink: 0;
  margin-top: 2px;
  accent-color: var(--color-accent);
}

.form-consent label {
  font-size: 0.92rem;
  color: var(--color-text-muted);
  font-weight: 400;
  line-height: 1.5;
}

.form-consent.sms-consent {
  border-color: var(--color-accent);
  background: var(--color-accent-light);
}

.honeypot-field {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.form-status {
  border-radius: var(--radius-sm);
  padding: 1rem 1.25rem;
  font-weight: 600;
  display: none;
}

.form-status.is-visible {
  display: block;
}

.form-status.is-success {
  background: var(--color-success-bg);
  color: var(--color-success);
  border: 1px solid #b9dfc7;
}

.form-status.is-error {
  background: var(--color-danger-bg);
  color: var(--color-danger);
  border: 1px solid #f1c2be;
}

.required-note {
  font-size: 0.85rem;
  color: var(--color-text-muted);
}

/* ---------- Contact info panel ---------- */
.info-panel {
  background: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1.75rem;
}

.info-panel h2 {
  font-size: 1.25rem;
  margin-bottom: 1.1rem;
}

.info-list {
  display: grid;
  gap: 1rem;
}

.info-list dt {
  font-weight: 700;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--color-text-muted);
}

.info-list dd {
  font-size: 1.05rem;
  color: var(--color-navy-900);
  font-weight: 600;
}

.placeholder-text {
  color: var(--color-accent-dark);
  font-style: italic;
  font-weight: 700;
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--color-bg-navy);
  color: #c7d5e0;
  padding-block: 3.5rem 2rem;
}

.footer-grid {
  display: grid;
  gap: 2.5rem;
  margin-bottom: 2.5rem;
}

@media (min-width: 720px) {
  .footer-grid {
    grid-template-columns: 1.4fr 1fr 1fr;
  }
}

.footer-brand-name {
  color: #ffffff;
  font-size: 1.3rem;
  font-weight: 800;
  letter-spacing: -0.01em;
}

.footer-contact {
  margin-top: 1rem;
  font-style: normal;
  font-size: 0.92rem;
  line-height: 1.7;
  color: #c7d5e0;
}

.footer-contact a {
  color: #ffffff;
  font-weight: 600;
  text-decoration: underline;
}

.footer-brand p {
  color: #a9bccb;
  margin-top: 1rem;
  max-width: 40ch;
  font-size: 0.92rem;
}

.footer-heading {
  color: #fff;
  font-size: 0.95rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 1rem;
}

.footer-links {
  display: grid;
  gap: 0.65rem;
}

.footer-links a {
  color: #c7d5e0;
  font-size: 0.95rem;
}

.footer-links a:hover,
.footer-links a:focus-visible {
  color: #ffffff;
  text-decoration: underline;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-top: 1.5rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.25rem 0.75rem;
  font-size: 0.85rem;
  color: #93a6b6;
}

.footer-bottom p {
  color: #b4c3d0;
}

.footer-bottom a {
  color: #ffffff;
  text-decoration: underline;
}

.footer-bottom a:hover,
.footer-bottom a:focus-visible {
  color: var(--color-brand-bright);
}

.footer-disclaimer {
  font-size: 0.8rem;
  color: #9fb1c0;
  max-width: 900px;
  margin-top: 1.5rem;
  line-height: 1.6;
}

.footer-disclaimer a {
  color: #ffffff;
  text-decoration: underline;
}

.footer-disclaimer a:hover,
.footer-disclaimer a:focus-visible {
  color: var(--color-brand-bright);
}

/* ---------- 404 page ---------- */
.error-page {
  min-height: 60vh;
  display: flex;
  align-items: center;
}

.error-page .container {
  text-align: center;
}

.error-code {
  font-size: clamp(4rem, 12vw, 7rem);
  font-weight: 800;
  color: var(--color-accent);
  line-height: 1;
  margin-bottom: 1rem;
}

/* ---------- Misc utilities ---------- */
.mt-0 { margin-top: 0; }
.mt-1 { margin-top: 1rem; }
.mt-2 { margin-top: 2rem; }
.mb-0 { margin-bottom: 0; }
.mb-2 { margin-bottom: 1.5rem; }
.text-center { text-align: center; }
.text-muted { color: var(--color-text-muted); }

.stack {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.3rem 0.7rem;
  border-radius: 999px;
  background: var(--color-accent-light);
  color: var(--color-accent-dark);
  font-size: 0.8rem;
  font-weight: 700;
}

/* ---------- Phone highlight ---------- */
.header-phone {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.55rem;
  min-width: 46px;
  min-height: 46px;
  border-radius: 999px;
  background: var(--color-accent-light);
  color: var(--color-accent-dark);
  font-weight: 800;
  white-space: nowrap;
}

.header-phone:hover,
.header-phone:focus-visible {
  background: var(--color-accent);
  color: #ffffff;
}

.header-phone .phone-text {
  display: none;
}

@media (min-width: 1200px) {
  .header-phone {
    padding-inline: 1.1rem;
  }
  .header-phone .phone-text {
    display: inline;
  }
}

.hero-call {
  margin-top: 1rem;
  text-align: center;
  font-size: 0.95rem;
  color: var(--color-text-muted);
}

.hero-call a {
  color: var(--color-accent-dark);
  font-weight: 800;
  font-size: 1.05rem;
}

.info-list dd.info-phone {
  font-size: 1.6rem;
  font-weight: 800;
  line-height: 1.2;
}

.info-list dd.info-phone a {
  color: var(--color-accent-dark);
}